Roth IRAs are one of the most popular ways to save for retirement, but it can be tough to keep the various Roth rules ...

Here are four money habits Millennials are moving away from and the factors driving those shifts. For Boomers, owning a home ...

Fact checked by Betsy Petrick You probably know how valuable it is to save for retirement—funding a 401(k) is a popular option. But what can you do if you're self-employed or your employer doesn't ...

Now, thanks to new rules, unused funds can be rolled into a Roth IRA under certain conditions. This option gives grandparents and parents a powerful new way to support long-term financial security for ...

The tax-and-spending legislation enacted in July has tax breaks for some savers but makes an already-complex process trickier ...

Often underestimated, the Spousal IRA is a key asset planning tool. It corrects an injustice by allowing the non-earning spouse to save for his or her retirement, while reinforcing the couple's ...

The sweet spot for doing Roth conversions is before you start taking out the required minimum distributions (RMDs) so the ...

I’m looking at converting $100,000 each year of my 401 (k) and IRA into a Roth IRA in order to mitigate the impact of required minimum distributions when I hit 75. Do you have any suggestions on how ...

Contributing to different types of IRAs can be a good strategy for controlling post-retirement taxes. While it's permissible, ...

Good retirement planning therefore means regularly reviewing your IRA, at least once a year, to adjust the amounts and ...

Many professionals assume their steady income means they're on track for retirement, but financial advisors see two critical ...

Maxing out your IRA contributions means many different things. The first step is figuring out what maxing out your IRA even ...