The critical defect rate in Q1 2025 climbed to 1.31%, ending two straight quarters of declines and up from the historic low of 1.16% in Q4 2024.

Defect rate increases from historic low as underwriting pressures, shifting borrower profiles and market volatility test ...

Apologies first! Yesterday I mistakenly wrote, “ARMs now account for nearly 50 percent of applications…” Thank you again to ...

Housing permits reached a cycle low, as job losses are now being reported in the residential construction sector.

In a rapidly changing financial landscape, interest rates can have significant implications for borrowers and investors alike. Recently, Wang Meifeng, Managing Director of Centaline Mortgage, ...

The housing market is juggling mixed economic signals-ranging from stubborn shelter costs to easing mortgage rates.

Mortgage rates have dropped to their lowest levels in nearly a year, offering some encouraging news for prospective homebuyers. Rates are now at their lowest point since October.

Borrowers are caught in a mortgage rate market that changes by the week, with little sign of stability ahead. With every ...

UK Finance released data on mortgage arrears and possessions, shedding light on state of the UK mortgage market amidst ...

In Q2 2025, close to 1.4 million Canadians missed a credit payment — 7,000 fewer than last quarter – but still 118,000 more ...

The average rate on 30-year fixed home loans registered 6.63% for the week ending Aug. 14, down from 6.58% last week.

Homeowners are cashing in on years of home equity gains, even as mortgage rates remain elevated. The trend sent cash-out home ...