Retirees know that where you put your money matters just as much as how much you have saved. With market swings, inflation, and changing interest rates, finding safe but rewarding options is essential ...

Here's where I'm putting my savings instead of locking them into a CD -- and how you can earn over 4% without giving up ...

According to Santander Bank’s Q2 2025 Openbank Growing Personal Savings Tracker, 54% of Millennials have also grown their savings, compared with 47% of Gen X and just 39% of Baby Boomers.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Today’s high interest rates won’t last forever. Discover how to maximize what you earn on your savings before a coming Fed ...

Deciding where to put your money isn’t one-size-fits-all. Different accounts make sense for different timelines—and often, ...

The Federal Reserve is widely expected to cut its benchmark rate in coming months, and APYs on competitive savings accounts ...

Consumer spending remains strong in the U.S., even as inflation holds at 2.7% and checking and savings balances decline. So, ...

A high-yield savings account is great for some cash, but not all of your money. Here's what I keep in mine, and what I put ...

Many banks have lowered their interest rates this year, and more cuts may be coming. But you can still earn over 4.00% APY if ...

Pay off debt: If you have credit card debt and can secure a zero-rate balance transfer card — which lets you pay off your debt interest free for up to 21 months — a ladder of CDs or bonds can generate ...