Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

Few things take the shine off a hard-earned degree like a mountain of student debt. And millions of Americans are feeling the ...

Current interest rates on federal student loans On May 30, the Education Department’s Federal Student Aid office announced the new federal student loan interest rates for the 2025-2026 school year.

Student loans are falling into serious delinquency, with payments overdue by at least 90 days, quicker than in prior years ...

These loans can have fixed or variable rates; fixed rates never change, while variable rates can fluctuate over time, depending on market conditions. Currently, fixed rates for private student ...

The changes are significant, but not immediate. Most will go into effect from July 1, 2026, to July 1, 2028, including: Big cuts to federal loans for grad students and parents. A new repayment ...

Over 1,100 colleges risk losing federal aid as student loan defaults surge. Learn how this impacts schools and forces future ...