According to Smith, mortgage rates could move lower slowly and steadily, but numerous risks could also keep rates elevated.

Here's how inflation, high interest rates and market uncertainty are impacting housing affordability this summer.

The average rate on a 30-year U.S. mortgage fell to its lowest level since early May, an encouraging trend for prospective ...

Mortgage rates shifted slightly on Thursday, with Zillow reporting the national average for a 30-year fixed mortgage rose to ...

Meta DescriptionMortgage rates in July 2025 may remain steady, with economists pointing to inflation, Fed moves, and tariffs ...

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2020s mortgage rate trends. Entering 2020, the 30-year fixed-rate mortgage was already below 4 percent. Then the COVID-19 pandemic brought it to a record low, just under 3 percent.

Several lenders are changing their fixed deals, but geopolitical turmoil means this trend could be paused in the coming weeks ...

On Monday, the long-term bond yields that are tied to mortgage rates fell, suggesting moderate relief for mortgage rates ...

Housing Market Trends: Supply and demand dynamics in the housing market can also influence mortgage rates. In a competitive housing market with high demand, mortgage rates may rise, while rates ...

The average rate on 30-year fixed home loans from Freddie Mac ticked down again to 6.84% for the week ending June 12.

The average rate on a 30-year U.S. mortgage eased for the third week in a row, a welcome trend for prospective homebuyers at ...