Often underestimated, the Spousal IRA is a key asset planning tool. It corrects an injustice by allowing the non-earning spouse to save for his or her retirement, while reinforcing the couple's ...

In this case, the choice between Roth IRA and Traditional IRA will depend on your immediate tax situation: if you need to ...

Tens of thousands of Nevadans will soon have an easier way to save for retirement, thanks to a newly launched program by the ...

Not earning a paycheck doesn't mean you have to miss out on building your own retirement savings. In a recent blog post, ...

As baby boomers age into their 70s and 80s, it is estimated that more than $84 trillion will pass down through inheritances to millennial and Gen X heirs before 2045. As children, grandchildren ...

Defining an Individual Retirement Annuity An individual retirement annuity is an annuity held within a tax-advantaged account similar to an IRA. With an individual retirement annuity, however, you ...

On March 30, a CBS MarketWatch story incorrectly described some of the features of Individual Retirement Accounts. When withdrawing up to $10,000 from a regular tax-deductible account to buy a ...

One option for making the most of your old 401 (k) is to roll it into an Individual Retirement Account, which is quite similar to a 401 (k) -- just not tethered to, or sponsored by, an employer.

New rules from the Labor Department are expected to have a big impact on the way Americans save for retirement. Here are answers to questions individual investors may have about the coming changes.

An individual retirement account (IRA) is a tax-deferred retirement program in which any employed person can participate, including self-employed persons and small business owners.

Individual retirement annuities bought within an IRA have the same contribution limits, catch-up provisions, and basic tax advantages as IRAs. For 2023, the annual contribution limit is $6,500 for ...

Your retirement accounts cannot be combined with your spouse like your joint checking account. The reason? 401 (k) accounts are linked to an individual's employment at a company.