3. RMDs are unavoidable. Once you turn 73, you’re required to take RMDs by Dec. 31 each year. While there’s no way around this, you can take the money and put it to work.

Worried about taxes on huge RMDs? Consider this alternative to Roth conversions.

1) In a few years I will have to take required minimum distributions (RMDs) from my traditional IRA (currently my only retirement account). I plan to work until age 80 or so. Will I be able to ...

Just remember, conversions have their own timestamps. In order to make withdrawals completely tax-free, the money has to be ...

From planning your withdrawal strategy ahead of time to utilizing a nontaxable qualified charitable distribution, these ...

To calculate your RMD, simply divide the account balance by the life expectancy factor. Therefore, $1 million divided by 24.6 is $40,650, so this is the amount you're required to withdraw from your ...

The rules governing RMDs for inherited IRAs are more nuanced than the table above (the leading authority for IRAs, Natalie Choate, has written a 127-page supplement on RMDs post-SECURE Act).

A Reminder on RMDsAn optimal amount is whatever takes the clients right up to the top of the 15 percent federal income tax bracket (it's the figure on Line 43 of the 1040, and in 2011 the 15 ...

Automating your RMDs can help you avoid making emotional decisions regarding withdrawals. Once automation is set up, you're less likely to make impulsive moves based on personal circumstances or ...